LOAN PROGRAMS

Are you looking to buy a home? Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals. You can explore our site without any obligation or disclosure of personal information, or if you want, you can even begin the application process online! Apply for a FHA, VA, USDA, Rural Development mortgage Today!

 

At any point, feel free to e-mail or call us regarding any questions you may have. We are here to personally help you through the entire home financing process.

JUMBO / NON-CONFORMING

JUMBO / NON-CONFORMING

  • 15 and 30 year terms
  • Flexible credit qualification
  • Refinance up to 80% of your primary home’s value
  • Fixed and Adjustable rates offered

CONVENTIONAL

CONVENTIONAL

  • 30-, 25-, 20- and 15-year terms are all available with fixed rates
  • Credit scores as low as 620 may qualify
  • 3, 5 and 7 year adjustable-rate mortgage available
  • Refinance up to 95% of your primary home’s value
  • Down payments of 5%, 10%, 15% & 20%

VA LOANS

VA LOANS

  • 30-, 20- & 15-year fixed-rate and 5-year ARM loans available
  • Refinance up to 100% of your primary home’s value
  • No money down options (primary home)
  • No monthly PMI (Private Mortgage Insurance)
  • Credit scores as low as 580 qualify for VA loans

 

FHA

FHA

  • 30-, 25-, 20- and 15-year terms are all available with fixed rates
  • Credit scores as low as 550 may qualify 5-year adjustable-rate mortgage available
  • Refinance up to 97.5% of your primary home’s value
  • Buy a home with as little as 3.5% down (primary home)

 

USDA

USDA

  • 104% Financing up to the appraised value
  • Minimal Mortgage Insurance
  • Flexible credit qualifications
  • No loan amount limitations
  • Purchase Money Program

 

THDA

THDA

  • Low to moderate income homebuyers
  • First time homebuyers
  • Flexible credit requirements
  • Down payment assistance program
  • Only fixed rate mortgages

MANUFACTURED HOMES

MANUFACTURED HOMES

  • Credit scores as low as 660 may qualify
  • Buy a home with as little as 3.5% down

 

Have a Question?

Our Loan Advisors are Advisors, not loan officer. What does that mean to you, we show you solutions and options that fit YOUR need not the Big Bank or Credit Union’s bottom line. We tailor mortgage for your unique situation, and every mortgage borrower is unique.